Schedule of Benefits

For foreign scholars in Germany

International Science Health Care Plan (ISHCP)

Outpatient Services
Deductible: € 20.-
per consultation, per prophylaxis, per standard vaccination

Accident-related medical aids
not including visual aids

In-patient Hospital Treatment
general class, 3- or multiple-bedrooms, no coverage for private and visiting medical doctors

Rehabilitation measures
medically necessary follow-up treatment

Local Ambulance Service
for in-patient treatment

Dental Treatment
Up to € 500.- per insurance year / 12 months

Dental prosthesis (8 months waiting period)
75% of the costs up to € 2,000.- within 2 years

Medically necessary return transport to the home country

Benefit: up to € 10,000.-

Secondary liability
up to 8 weeks

Benefit: up to € 2,000,000.-

Optional Maternity Care Benefit
Deductible € 750.-
No waiting period under certain conditions

Territorial Scope: Europe

For a complete list of benefits see the General and Special Terms and Conditions

from January 1, 2016




The following monthly premiums apply for   up to 18 months from 19. month
per person EUR 60.00 90.00
optional Maternity Care EUR 130.00 150.00



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